Welcome! You have been referred to us by {{quote.BrokerDetails.BrokerAggregator.Name}}.
Let’s get started. This quote should take just a few minutes, to provide you a guide on whether you can obtain a personal loan with Wisr. This initial enquiry WILL NOT IMPACT YOUR CREDIT SCORE. In the event we can't help you, we'll check to see if one of our partners may be able to assist you.

Loan Amount
What will you use the money for?
Loan Term
Title
First name
Middle name
Last name
Date of Birth
Marital status
Number of financial dependents
Email address
Your mobile phone number
Driver's Licence
Present address
Home address
Searching...
No Results Found. Click here
Unable to find address? Click here
Unit
Street no.
Street Name
Street type
Auto-fill address? Click here
Town/Suburb
State
Post code
Time at Address
Living arrangements
Property value
Estimate
Outstanding mortgage amount
Approximate amount
As you have lived at your current address for less than 3 years, we also require details of your previous residential address.
Previous address
PREVIOUS Home address
Searching...
No Results Found. Click here
Unable to find address? Click here
Unit number
Street no.
Street name
Street type
Auto-fill address? Click here
Town/Suburb
State
Post code
Time at Address
Living arrangements
Employment status
Time at Employer
As you have worked in your current place of employment for less than 3 years, we also require details of your previous employment.

PREVIOUS Employment status
Time at Employer
Total yearly income before tax
Include your total yearly income from all sources
  • {{partPrivacyConsent1}} {{partPrivacyConsent2}} {{partPrivacyConsent3}}
  • {{creditConsent}}
  • {{permanentResidentConsent}}
  • {{CommsConsent}}

    To: Wisr Services Pty Ltd ACN 616 806 949

    I understand that by ticking this box I have given consent such that :
    (a) Wisr may no longer send paper copies of notices and other documents to me;
    (b) I should regularly check my nominated email address for notices and other documents;
    (c) Wisr may send the notices and other documents by email, or provide a notice in an email that the documents are displayed on and can be retrieved from a website; and
    (d) I may withdraw my consent to the giving of notices and other documents by electronic means at any time.
    I have the facilities to enable me to print the notice or other document sent to me electronically.
  I have read, understood and agree to the terms and conditions above.

 

Thanks {{quote.FirstName}}.

Just a few moments while we match you to the best loan product based on what you’ve told us so far.
Please don’t close or refresh this page until the process is complete.

Thank you {{firstName}}.

We may need to get some more information about you.
One of our customer representatives will contact you soon by phone or email.
However if no-one contacts you in a day or two, you can leave us a note at contact@wisr.com.au

Thank you {{firstName}}.

(Your credit score has not been impacted with this enquiry)
Unfortunately at this time we cannot find a product that suits your specific situation.
You can leave us a note at contact@wisr.com.au if you have any questions.

We've got some great news {{quoteRateInfo.QuoteRateObject.LoanDetails.FirstName}}!


Based on the information you’ve shared with us so far, you might be eligible for a personalised
loan of ${{quoteRateInfo.QuoteRateObject.LoanDetails.LoanAmount}} with Wisr.

Your credit score is: {{scoreBand.Title}} ({{scoreBand.SubTitle}})


Wisr uses data from Equifax to provide your credit score, and while not all credit scores are the same, Equifax is Australia's leading credit reporting organisation.

Credit scores from Equifax range from 0 (the very worst) to 1200 (the very best), and your score at this time is in the range of {{scoreBand.SubTitle}}, which we consider to be {{scoreBand.Title}}.

Things that might impact your credit score are the number of credit enquiries, particularly within the last 12 months, as well as the type of enquiries made.

At Wisr we provide personalised rates to approved applicants based on this score, and your personalised rate means that you may be eligible for a personal loan with us at an indicative rate of {{quoteRateInfo.QuoteSelectedRate === 36 ? quoteRateInfo.QuoteRateObject.Rates.Three.toFixed(2) : quoteRateInfo.QuoteRateObject.Rates.Five.toFixed(2)}}% p.a, with a loan cost rate of {{quoteRateInfo.QuoteSelectedRate === 36 ? quoteRateInfo.QuoteRateObject.ComparisonRates.Three.toFixed(2) : quoteRateInfo.QuoteRateObject.ComparisonRates.Five.toFixed(2)}}% p.a., subject to our full credit assessment and criteria.

What's the next step?


Select the rate and repayment option which best suits your needs and then click ‘Next Step’ if
you wish to proceed with the loan application.

36 Month Term
${{quoteRateInfo.QuoteRateObject.MonthlyRepaymentAmount.Three.toFixed(2)}}
Monthly

Indicative Rate1:
per annum
 {{quoteRateInfo.QuoteRateObject.Rates.Three.toFixed(2)}}%
Loan Cost Rate2:
per annum (inc. fees)
 {{quoteRateInfo.QuoteRateObject.ComparisonRates.Three.toFixed(2)}}%
60 Month Term
${{quoteRateInfo.QuoteRateObject.MonthlyRepaymentAmount.Five.toFixed(2)}}
Monthly

Indicative Rate1:
per annum
 {{quoteRateInfo.QuoteRateObject.Rates.Five.toFixed(2)}}%
Loan Cost Rate2:
per annum (inc. fees)
 {{quoteRateInfo.QuoteRateObject.ComparisonRates.Five.toFixed(2)}}%

Disclaimer:
1This does not constitute an offer for credit nor does it guarantee that an offer for any product will be made to you.
2The loan cost rate (personalised comparison rate) is the total cost of a loan expressed as an annual interest rate considering the loan amount, number of repayments, size of repayments and fees and charges.
WARNING: The loan cost rate (personalised comparison rate) applies only to the example or examples given. Different amounts and terms will result in different loan cost rates. Costs such as redraw fees or early repayment fees and costs savings such as fee waivers, are not included in the loan cost rate but may influence the cost of the loan.

What is Indicative rate?
Your indicative rate is an annualized interest rate that reflects the interest rate we generally provide to applicants with your credit bureau score. Your actual loan interest rate will be determined prior to approval of your loan application based on our full assessment of your application and the information you provide. Your actual interest rate, if your loan is approved, may vary from your indicative rate.

What fees do I pay?
Wisr does NOT charge any administration fees or early repayment fees. Wisr does charge an establishment fee of $595 per loan which is included in your loan amount. This fee is included in the calculation of your loan cost rate and the indicative loan repayment shown above.

Thank you {{firstName}}.

(Your credit score has not been impacted with this enquiry)
Unfortunately we cannot offer you a loan product at this time.

The Good News is we are able to setup an opportunity to have a personal representative assigned to you at Fox Symes
who may be able to assist you with their wider range of financial services.

We have passed on your name, email and contact number, and your assigned Fox Symes representative
will reach out to you within the next couple of business hours.

Thank you {{firstName}}.

(Your credit score has not been impacted with this enquiry)
We may need to get some more information about you.
One of our customer representatives will contact you soon by phone or email.
However if no-one contacts you in a day or two, you can leave us a note at contact@wisr.com.au

Sorry {{firstName}}, something went wrong.

To follow up on your application please leave us a note at contact@wisr.com.au or call us at 1300 992 007.
Please quote your email address and phone number when contacting us.

Thank you {{firstName}}.

We are sorry we couldn't validate your identity through our system. We cannot offer any help to you at this moment.
Kindly contact us contact@wisr.com.au or call us at 1300 992 007.

Thank you {{firstName}}.

(Your credit score has not been impacted with this enquiry)
Unfortunately at this time we cannot offer you a loan product.
You can leave us a note at contact@wisr.com.au if you have any questions.

Is your business protected?
BizCover is proud to have partnered with Wisr to offer you the quickest, easiest and most cost effective way to buy your business insurance. We’ve eliminated the lengthy paperwork, and there’s no waiting around for brokers to get back to you.
Just straight forward, hassle-free business insurance.
  • Compare Quotes from Leading Australian Insurers
  • Instant Online Cover
  • Flexible Payment Options
Get Instant Quotes →

Why BizCover?
Personalised rates for approved applicants
You take care of your business, we'll take care of your insurance
At BizCover we understand there is no "one-size-fits-all" solution for small business insurance. That’s why we provide policies from eight leading insurers to cover over 6,000 different occupations.
Get Instant Quotes →

What is business insurance?
Running a business of any kind involves a certain degree of risk, but having the right insurance can protect your business by ensuring you can manage financially if something goes wrong.
Most businesses need protection against a range of risks, which is why BizCover offer a number of different types of business insurances to cover your legal liabilities, your property and assets, and your finances.
The kind of business insurance you require will depend on many things, including the type of business you run and the industry it operates in; the size of your business; and the sorts of risks your business is exposed to, however the most common types of cover options for small businesses are outlined below.
Public Liability
Covers your business against claims for personal injury or property damage to a third party that occurs as a result of your business activities
Professional Indemnity
Protects you and your staff against financial losses for any legal action taken against your business for the services or advice you have provided
Business Insurance
Protects your business premises, contents and equipment from unexpected events like fire, theft or accidental damage anywhere in Australia
Cyber Liability
Protects your business against the expenses and legal costs associated with data breaches, being hacked or the theft of client information
Tax Audit
Takes the financial sting out of a sudden unforseen tax audit by covering the cost of professional fees to help you manage a tax audit
Management Liability
Covers your business and its directors against legal costs for allegations of mismanagement, misconduct or legislative breaches
Personal Accident
Essential protection for you and your family against the financial costs if you suffer an accident or defined illness by covering up to 85% of your income if you are temporarily unable to work

Download your FREE copy of our Business Insurance Checklist to help you determine what insurance you may need for your business.
Get Instant Quotes →

Thank you {{firstName}}.

(Your credit score has not been impacted with this enquiry)
Unfortunately we cannot offer you a loan product at this time.

The Good News is we are able to setup an opportunity to have a personal representative assigned to you at Credit Repair Australia(CRA)
who may be able to assist you with their wider range of financial services.

We have passed on your name, email and contact number, and your assigned Credit Repair Australia(CRA) representative
will reach out to you within the next couple of business hours.

Loading...